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Which liability would protect officers wrongly arresting individuals?

  1. Bodily injury and Property Damage Liability

  2. Tenant's Legal Liability

  3. Errors, Omissions and Malpractice

  4. Personal Injury Liability

The correct answer is: Personal Injury Liability

Personal Injury Liability is the type of liability that would protect officers wrongfully arresting individuals. This type of liability coverage specifically addresses offenses that could harm an individual's reputation or personal rights, including false arrest, wrongful eviction, and defamation. In the context of wrongful arrest, it provides protection against claims made by individuals who believe their rights were violated due to improper law enforcement actions. The other types of liabilities listed do not cover the specific circumstances of wrongful arrests. Bodily Injury and Property Damage Liability primarily pertain to physical harm to individuals or damage to their property, not issues involving personal rights or reputations. Tenant's Legal Liability is related to leasehold agreements and does not extend to wrongful arrests. Errors, Omissions and Malpractice typically apply to professionals such as doctors or attorneys and cover mistakes in the performance of their duties, but do not specifically address the wrongful actions of law enforcement officers in arrests. Thus, Personal Injury Liability is the most suitable coverage in this scenario as it specifically addresses the rights of individuals and provides protection against claims arising from wrongful actions.